Kimberly Rotter

Content Strategist, Copy Editor, Copywriter, Developmental Editor, Editor, Ghostwriter, Technical Writer, Writer, Writer Manager

Credit expert, finance writer, senior editor, instructional designer, writer manager

I'm a credit expert and finance writer. I am an editor, fact-checker and compliance editor for several major websites. I recruit and manage a team of highly qualified freelance writers.
Categories
Content Types
Ad/Promotional Copy, Article, Blog Post, Buyers Guide, Case Study, Commercial, Ebook, Explainer Video, Graphic, Guide, Infographic Copy, Narrative Video, Presentation, Press Release, Product Description, Script, Social Copy, Website Copy, Whitepaper
More Information
San Diego State University, Master's, Business Administration
San Diego State University, Graduate Certificate, Advanced Distance Education
University of New Mexico, Bachelor's, Professional Writing
San Diego, CA|English, Spanish
Publications

Mortgage

10
loans.usnews.comArticle
loans.usnews.comArticle
Best Mortgage Refinance Lenders
loans.usnews.comGuide
Best Mortgage Refinance Lenders

Educational resource for homeowners looking to refinance

February, 26 2018
The Best FHA Loans of 2018
loans.usnews.comGuide
The Best FHA Loans of 2018

Educational resource for FHA buyers

February, 26 2018
How to Get a Mortgage With No Down Payment
loans.usnews.comGuide
How to Get a Mortgage With No Down Payment

Educational resource for home shoppers with little or no money to put down

February, 26 2018
Should you lock in your rate?
mtgcapital.comArticle
Should you lock in your rate?
March, 12 2014
Do You Have to Put 20 Percent Down on a New Home?
creditsesame.comArticle
Do You Have to Put 20 Percent Down on a New Home?
February, 18 2014
How Does The Fed Interest Rate Increase Affect Buying a Home?
creditrepair.comArticle
How Does The Fed Interest Rate Increase Affect Buying a Home?
May, 4 2017
This Is the Credit Score You Need to Buy a House
gobankingrates.comArticle
This Is the Credit Score You Need to Buy a House
May, 1 2017
Getting a Mortgage with Bad Credit
credit.orgBlog Post
Getting a Mortgage with Bad Credit

Educational resource for home shoppers with poor credit.

January, 19 2018

Credit and Debt

32
How to fix your credit by finding and using a reputable credit repair service
creditsesame.comArticle
How to fix your credit by finding and using a reputable credit repair service
July, 18 2016
Top 5 Credit Myths Busted, Once and For All
creditsesame.comBlog Post
Top 5 Credit Myths Busted, Once and For All

Consumer credit educational resources

May, 28 2017
Financial Literacy Moves to Make for Every Stage of Your Child’s Life
creditsesame.comArticle
Financial Literacy Moves to Make for Every Stage of Your Child’s Life
April, 19 2016
Getting the Chase Sapphire Reserve card boosted my credit score by almost 40 points
businessinsider.comBlog Post
Getting the Chase Sapphire Reserve card boosted my credit score by almost 40 points

Business Insider syndicated post that generated nearly 22,000 views.

January, 5 2017
How debt consolidation affects your credit
creditsesame.comArticle
How debt consolidation affects your credit
August, 21 2017
How to Remember All the Passwords You Need in Your Life
blog.credit.comArticle
How to Remember All the Passwords You Need in Your Life
April, 28 2017
This Is the Single Best Thing You Can Do for Your Credit Score
blog.credit.comArticle
This Is the Single Best Thing You Can Do for Your Credit Score
March, 6 2017
Credit Sesame Addresses the Confusion: What Credit Score We Use
creditsesame.comArticle
Credit Sesame Addresses the Confusion: What Credit Score We Use
March, 22 2017
Why Do Companies Give Away Free Credit Scores?
creditsesame.comArticle
Why Do Companies Give Away Free Credit Scores?
February, 23 2017
How to Get a Credit Card With Bad Credit
fool.comArticle
How to Get a Credit Card With Bad Credit
April, 10 2015
Getting The Chase Sapphire Reserve Credit Card Made My Credit Score Go Up By Almost 40 Points
blog.credit.comArticle
Getting The Chase Sapphire Reserve Credit Card Made My Credit Score Go Up By Almost 40 Points
January, 5 2017
The Best Student Credit Cards of 2018
creditcardinsider.comArticle
The Best Student Credit Cards of 2018
March, 12 2018
Credit Bureau Guide: What the Differences Are Between Equifax, TransUnion, & Experian
creditsesame.comArticle
Credit Bureau Guide: What the Differences Are Between Equifax, TransUnion, & Experian
July, 5 2016
Chase Sapphire Preferred® Card Review
creditsesame.comArticle
Chase Sapphire Preferred® Card Review
June, 13 2016
Charging $10K on a New Car Down Payment & Credit Card Insights to Boost Rewards
creditsesame.comArticle
Charging $10K on a New Car Down Payment & Credit Card Insights to Boost Rewards
April, 14 2016
Tax Time: Will You Get Hit by the Marriage Penalty?
creditsesame.comArticle
Tax Time: Will You Get Hit by the Marriage Penalty?
March, 11 2016
Credit Bureau Guide: What the Differences Are Between Equifax, TransUnion, & Experian
creditsesame.comArticle
Credit Bureau Guide: What the Differences Are Between Equifax, TransUnion, & Experian
July, 5 2016
4 Reasons I’m Not Shy About Asking What My Date’s Credit Score Is
creditsesame.comArticle
4 Reasons I’m Not Shy About Asking What My Date’s Credit Score Is
February, 10 2016
How to Improve Your Credit Score, A Step by Step Guide for 2017
creditsesame.comArticle
How to Improve Your Credit Score, A Step by Step Guide for 2017
July, 12 2011
How to fix your credit by finding and using a reputable credit repair service
creditsesame.comArticle
How to fix your credit by finding and using a reputable credit repair service
July, 18 2016
Free Credit Score, No Credit Card or Subscription
creditsesame.comArticle
Free Credit Score, No Credit Card or Subscription
January, 27 2016
The 5 Nastiest Credit Surprises for Divorcing Couples
huffingtonpost.comArticle
The 5 Nastiest Credit Surprises for Divorcing Couples
November, 18 2015
Why “Thin Credit” Consumers Might Now Have a FICO Score
creditcardinsider.comArticle
Why “Thin Credit” Consumers Might Now Have a FICO Score
July, 1 2015
Everything You Need to Know About Business Credit Cards
gobankingrates.comArticle
Everything You Need to Know About Business Credit Cards
March, 9 2015
Are you Financially Prepared for Death?
smartasset.comArticle
Are you Financially Prepared for Death?
December, 12 2014
4 New Healthcare Costs You’ll Face When You Turn 40
betterment.comArticle
4 New Healthcare Costs You’ll Face When You Turn 40
October, 9 2014
Five Steps to Take Immediately If You're the Victim of Identity Theft
lifehacker.comArticle
Five Steps to Take Immediately If You're the Victim of Identity Theft
January, 23 2014
9 Ways to Build Credit (Without Relying on Credit Cards)
learnvest.comArticle
9 Ways to Build Credit (Without Relying on Credit Cards)
June, 24 2013
Build Credit Without Using a Credit Card
popsugar.comArticle
Build Credit Without Using a Credit Card
June, 28 2013
We’re Separating – What Happens to Our Credit Card Debt?
debtroundup.comArticle
We’re Separating – What Happens to Our Credit Card Debt?
June, 6 2017
We’re Separating – What Happens to Our Credit Card Debt?
moneystreetsmart.comArticle
We’re Separating – What Happens to Our Credit Card Debt?
May, 28 2013
If tragedy strikes, are you financially prepared?
finance.yahoo.comArticle
If tragedy strikes, are you financially prepared?
February, 14 2013

Retail

2
A Comparison of Best Hot Tub Insulation Types
hotspring.comBuyers Guide
A Comparison of Best Hot Tub Insulation Types

An educational resource for high-end personal spa shoppers.

How Much Does a Hot Tub Cost?
calderaspas.comBuyers Guide
How Much Does a Hot Tub Cost?

Educational resource for personal hot tub shoppers.

Taxes

2
I Maxed Out My IRA! Now What?
investopedia.comArticle
I Maxed Out My IRA! Now What?
September, 22 2015
Medigap Vs. Medicare Advantage: Which Is Better?
investopedia.comArticle
Medigap Vs. Medicare Advantage: Which Is Better?
November, 13 2015
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