Finance, Insurance, and Real Estate Writer
Big Pharma is looking to digital innovation to tackle the industry's most pressing problems — from speeding up the R&D cycle to creating apps that help patients manage medications. When it comes to making changes within the pharmaceutical space, it can be a slow process. With long research and development cycles and prohibitive startup costs, it’s traditionally been left to select big names to make sweeping industry-wide changes. Today, that’s not quite the case.
Today, there is an endless array of data for traders to use. Newer to the scene are non-traditional data sources, better known as alternative data, which the trading community is tapping in order to gain a competitive edge.
Research from Dataminr and WBR Insights indicates that most traders are turning to alternative data for an edge: Nearly 80 percent of traders are incorporating non-traditional data into their investment decision-making. However, a real challenge for traders resides in selecting the right information source that is non-disruptive to their current processes and supports their goals, whether it is gaining real-time insights, building better situational awareness, or making improved trading decisions.
For many, retiring abroad is a dream come true: There’s the pull of exploring a new and exciting place, enjoying nicer weather and even possibly a lower cost of living. For the baby boomer generation—who are living longer than ever—retirement is likely to stretch for decades. This opens up all sorts of new possibilities, but it also brings unique considerations.
When it comes to natural disasters, the unexpected is becoming more common. Wildfires, tornadoes, floods, and hurricanes have battered properties from coast to coast—with no signs of slowing down. According to the National Oceanic and Atmospheric Administration (NOAA), there have been six U.S. weather and climate-related disaster events in 2019, each with losses exceeding $1 billion. The good news is that a growing number of builders and developers are designing projects using materials that can withstand the elements, making them smart, long-term investments. For existing properties, there are steps you can take to help reduce the risks and damages from natural disasters.
You might not want to think about it. Or worry that it will ever happen to you—or your business. But this problem costs an estimated $30 billion dollars a year. What is it? Workers' compensation insurance fraud. If you aren't exactly sure what it is, we've got you covered.
For many small business owners, workers' compensation insurance is a tricky subject. It doesn't help that there are a lot of misconceptions around it too. Unfortunately, not knowing the facts around workers' comp can get you in trouble. Ignoring coverage or thinking an accident can't happen where you work can end up costing your business a lot of money and impact the health and safety of your employees. Don't let yourself get caught off guard.
Unless you or your employees work remotely, commuting to work is a fact of life. While most people tend to commute via car, there's an increasing push for more efficient ways of getting to work. That's why you see more people using carpooling methods, bike riding and public transportation as commuting options.
Wrote the content for this paper that highlighted a study by the client on workers thoughts in Colorado.
Even though a significant portion of Americans over the age of 62 will tap into Social Security benefits at some point, the intricacies of this program can leave many feeling confused. What's worse—you could be leaving potential retirement income on the table.
Saving for the retirement you want goes beyond your investment portfolio: It also includes all the other financial resources at your disposal. One of those resources is Social Security. While you likely won't need to heavily rely on it as a source of income, your Social Security benefit has the potential to be worth far more than you might think.
The race to conquer voice is on. Facebook, Amazon, Microsoft, Google, and Apple (FAMGA) have all established themselves as big players in the voice space across the US. Each is making significant investments in startups, research, and development — betting that voice is poised to become the next big platform for consumers and businesses.
You work hard, and you've got a bit of money stashed away. But you also have a daunting amount of debt from student loans, credit cards or medical bills. Unfortunately, for many people, after taking care of the basics-bills, food, rent-there's not much left to put toward retirement and paying off that debt. This is a common problem. Not only do 42 percent of Americans not have enough saved for retirement, but in 2018, Americans hit their highest levels of debt ever, surpassing the numbers that arose in the wake of the 2008 economic crisis.
While challenges are present, retail is by no means dead. Instead, brands are finding that in order to attract and retain customers, they need to place greater emphasis on increasing customer loyalty. For many, that means embracing "experiential retail."
Several industries are seeing the impact of robotics — and medicine is no exception. While the progress of these applications has been slow compared to other industries, the impact could be huge: robotics in medicine can help to reduce human error, improve recovery time, and reduce hospital stays, ultimately enhancing patients’ quality of life.
Collectively, FAMGA has poured nearly $2.5B into cybersecurity startups globally — especially as tech companies have been largely at the center of privacy regulation issues. In May 2018, for example, the General Data Protection Regulation (GDPR) went into effect as a means to protect personal data across the EU, further propelling companies worldwide to take data protection more seriously.
Interviewed real estate agents to find the questions home buyers should be asking before a close.
The basic formula for retirement is supposed to be relatively simple. Contribute to your 401(k), save money each month, and once retired, you can rely on your investments, Social Security, and Medicare to cover your needs. That's easier said than done. The reality is that retirement is more complicated. Retirees often face surprising expenses that they didn't expect — or know they should have considered before retiring.
Unsurprisingly, the cannabis industry is seeing explosive growth. Projections are that by 2025 it could be worth nearly $150 billion dollars . In states like Colorado, which boasts a booming cannabis culture, and California, where there is plenty of open land for future growth, commercial real estate investors are taking notice.
Affordable housing is a growing concern across much of the country. As rent and housing prices have continued to rise over the last decade, wage growth has struggled to recover from the economic downturn of 2008. That means more people are continuing to look for housing that is attainable, especially those in the median income range. In a 2018 report dubbed " The Case for Workforce Housing, " analysts at commercial real estate services company Coldwell Banker Richard Ellis (CBRE) highlighted the potential opportunities for multifamily investors in a market that has such heavy demand.
Property owners with older multifamily units sometimes struggle to compete with newer, high-end builds, but that doesn't mean that these types of units don't have investment potential. With the right add-ons, they can provide a real return on investment. The key is finding the right mix of upgrades that don't have extreme overhead costs but can still substantially improve the property
Ghostwritten work discussing impacts on Tax Cuts and Jobs Act moving into 2018 and beyond.
Ghostwritten work based off a webinar to provide whitepaper information on how increasing superstorms can impact recovery costs at utility companies.