Rachel Hartman

Copywriter, Ghostwriter, Writer

A writer specializing in finance, business, lifestyle, and travel topics.

I'm a writer with a degree in Business Administration and more than 10 years of experience creating high-quality content for top U.S. clients.

I specialize in breaking down topics into an easy-to-read style that fulfills the interests of all involved. I am able to listen, draft, and edit in a way that helps the client's message shine through. I have covered topics such as small business, entrepreneurship, start-ups, personal finance, private equity, real estate, homes, management, and productivity in both articles and blogs. In addition, I have created the text for e-books, infographics, case studies, survey summaries, and more. I have penned thought leadership copy for household names, including Wall Street firms, a major U.S. bank, and an international accounting firm, among others.

I have written content for top agencies such as Pace and G3 Communications/Content4Demand.

I have experience ghostwriting articles, blog posts, and other copy-related content. I am able to delve into the perspective and objectives of clients, and deliver material that appeals to their target audience and moves readers. I can write in a tone that portrays the desired voice, style, or person. Some of the material I have written has been used by NASDAQ, Wells Fargo, Capital One, and many others.

I wrote a biography, titled "Watching Over Me," that was published in 2016. Here is a link to it: https://www.amazon.com/Watching-Over-Me-World-Survival/dp/0983100942/ref=sr_1_1?ie=UTF8&qid=1531254043&sr=8-1&keywords=watching+over+me+rachel+hartman

I'm a weekly contributor to U.S. News and World Report. Some of my other article credits include The Costco Connection, Wells Fargo Conversations, Pizza Today, Parents, Parenting and many others. My work has appeared on FOXBusiness.com, Yahoo!Finance, Realtor.com, NewHomeSource.com, Bankrate.com, NASDAQ.com and MSN Money.

I am able to meet deadlines, am flexible to accommodate clients' schedules, and am a team player. I can generate ideas and adapt the tone to fit clients' objectives and goals.

I am originally from the Midwest. I spent many years in Mexico and now live in Miami, Florida.
Categories
Content Types
Article, Blog Post, Case Study, Checklist, Ebook, Guide, Infographic Copy, Interview, Whitepaper, Ad/Promotional Copy
More Information
DeVry University, Business Administration
Miami, FL, USA|Languages
Publications
N/A

Published Content

57
nextavenue.org
Article
6 Home Renovations in Retirement That Are Worth the Cost

Article offering advice to readers on home projects that are worthwhile in retirement.

June 7, 2019
money.usnews.com
Article
10 Retirees Share Their Biggest Regrets

Article describing some of the regrets retirees have had, as well as advice for how to plan for a successful retirement.

January 16, 2019
money.usnews.com
Article
2019 Tax Filing Tips for Retirees

Article offering tips and information for retirees as they prepare to file taxes.

January 30, 2019
money.usnews.com
Article
8 Ways for Retirees to Avoid Tax Scams

Article sharing advice for readers on how to avoid tax scams that target retirees.

February 27, 2019
money.usnews.com
Article
What Is a SEP IRA?

Article offering information for readers on how a SEP IRA works, and how to set one up.

March 20, 2019
money.usnews.com
Article
How to Use Your Tax Refund Toward Retirement

Article offering advice for readers on how to save their tax refund for the golden years.

March 27, 2019
money.usnews.com
Article
What Is the Average 401(k) Return?

Article sharing information with readers on what to expect regarding returns for a 401(k).

April 10, 2019
money.usnews.com
Article
What is a 702(j) Retirement Plan?

Article offering information for readers regarding what a 702(j) retirement plan means, as well as the advantages and disadvantages of it to be aware of.

April 24, 2019
money.usnews.com
Article
10 Great Senior Discounts

Article highlighting discounts that seniors can use to save and make the most of their retirement dollars.

April 17, 2019
money.usnews.com
Article
6 Retirees Share How They Turned Savings Goals Into Reality

Article including information for readers regarding how retirees set savings goals and then worked to make them come true.

May 1, 2019
money.usnews.com
Article
What Is the Roth IRA 5-Year Rule?

Article sharing information with readers about what the Roth IRA 5-Year Rule consists of, and how to use it to their advantage.

June 26, 2019
money.usnews.com
Article
What Happens if You Work While Receiving Social Security

Article offering readers guidelines to keep in mind if they choose to work while receiving Social Security benefits.

February 20, 2019
money.usnews.com
Article
What Is a 403(b)?

Article sharing information with readers about how 403(b) plans work, and how to make the most of them.

May 29, 2019
money.usnews.com
Article
A Guide to Self-Directed IRAs

Article offering information to readers regarding how self-directed IRAs work.

May 15, 2019
money.usnews.com
Article
7 Myths About Social Security

This is an article that identifies common misconceptions about Social Security benefits.

June 13, 2018
money.usnews.com
Article
8 Ways to Reduce Stress When Saving for Retirement

This is an article outlining smart ways to keep stress levels low when saving for retirement.

June 20, 2018
money.usnews.com
Article
Out With the $1 Million Goal for Retirement: What You Will Really Need

This is an article that discusses the often-cited $1 million goal when saving for retirement. It offers guidelines to help readers determine how much they really need to save toward retirement.

June 27, 2018
money.usnews.com
Article
6 Common Myths About Estate Planning

This is an article that identifies commonly overlooked factors associated with estate planning.

July 5, 2018
money.usnews.com
Article
How to Deal With a Financial Emergency in Retirement

This is an article that offers tips and advice for readers who are dealing with a financial crisis during their retirement years.

July 5, 2018
money.usnews.com
Article
10 Hidden Fees to Be Aware of in Retirement

This is an article that lists frequently overlooked expenses that can creep up during retirement. It helps readers identify these costs, and avoid any unnecessary spending.

July 18, 2018
money.usnews.com
Article
8 Myths About Annuities in Retirement

This is an article outlining common misconceptions about annuities, as well as the truth behind the myths.

July 25, 2018
money.usnews.com
Article
Putting the 'Golden' in Retirement: Retirees Share 6 Secrets to Financial Well-Being

This is an article offering tips and examples from retirees on ways to be financially sound during the golden years.

July 23, 2018
money.usnews.com
Article
6 Factors to Consider Before Using Your Retirement Savings for Caregiving

This article discusses the trend that many caregivers follow, which is to spend their own funds when caring for an aging friend or relative. It outlines criteria to think about before dipping into retirement funds when providing care for a loved one.

March 23, 2018
money.usnews.com
Article
12 Ways for Retirees to Enjoy Labor Day for Free

This is an article offering entertainment ideas for retirees who don't want to spend anything during Labor Day weekend.

August 15, 2018
money.usnews.com
Article
6 Downsizing Myths to be Aware of in Retirement

This is an article outlining common misconceptions about downsizing during retirement, as well as the realities behind the myths.

August 22, 2018
money.usnews.com
Article
8 Financial Factors to Consider When Choosing a Retirement Location

This is an article outlining financial criteria to consider when selecting a place for retirement.

August 28, 2018
money.usnews.com
Article
6 Factors to Consider Before Cashing Out a 401(k)

This is an article offering criteria to consider before cashing out a 401(k) plan.

September 5, 2018
money.usnews.com
Article
8 Misconceptions About Health Care Costs in Retirement

This is an article outlining common myths about health care costs during retirement, as well as the truth behind them.

September 12, 2018
money.usnews.com
Article
Should You Move to a Retirement Community Before Retiring?

This is an article that discusses criteria to consider for those who are thinking about moving to a retirement community before they retire from the workplace.

September 19, 2018
money.usnews.com
Article
8 Things to Do After Retiring Early

This is an article outlining financial steps to take after stepping away from the workforce at an early age.

September 26, 2018
money.usnews.com
Article
Should You Spend Your Nest Egg or Leave a Legacy?

This is an article offering guidelines to help readers decide if they should leave a legacy or spend their retirement savings.

October 3, 2018
money.usnews.com
Article
7 Hidden Costs of Retiring Abroad

This is an article outlining some of the commonly overlooked costs that can come with moving abroad during retirement.

October 10, 2018
money.usnews.com
Article
6 Myths About HSAs for Retirement

This is an article discussing common misconceptions about health savings accounts.

October 17, 2018
money.usnews.com
Article
Do You Need Good Credit in Retirement?

This is an article discussing the importance of credit during retirement.

October 24, 2018
money.usnews.com
Article
How to Sell Items Online and Make Money in Retirement

This is an article that lists strategies for retirees who want to learn about online selling.

October 31, 2018
money.usnews.com
Article
7 Budget-Friendly Ways Retirees Can Create Memorable Holidays

This is an article offering ideas for retirees who want to create memorable holidays without overspending.

November 7, 2018
money.usnews.com
Article
12 Money-Smart Gifts to Give During Retirement

This is an article offering a set of ideas for retirees who want to give money-smart gifts during the holiday season.

November 14, 2018
money.usnews.com
Article
How to Set a Travel Budget in Retirement

This is an article outlining ways to create and follow a travel budget during retirement.

November 28, 2018
health.usnews.com
Article
What Is a Health Savings Account?

This is an article that explains how a health savings account works, as well as the key advantages of setting up a health savings account.

December 5, 2018
health.usnews.com
Article
7 Myths About Caregiving Costs

This is an article debunking common misconceptions about the costs associated with caregiving.

December 12, 2018
money.usnews.com
Article
Will You be Able to Afford the Lifestyle of Your Dreams in Retirement?

This is an article offering guidelines to help determine how much to save for a dream retirement.

December 19, 2018
money.usnews.com
Article
8 Painless Ways to Downsize Your Lifestyle in Retirement

This is an article offering tips and guidelines for readers on how to simplify their lifestyles during retirement.

December 26, 2018
money.usnews.com
Article
Should You Make a Free Will Online?

This is an article outlining the advantages and drawbacks of creating a will online for free.

January 9, 2019
money.usnews.com
Article
6 Ways to Save More for Retirement (and Not Spend) This Holiday Season

This is an article outlining strategies to reduce spending during the holiday season.

January 15, 2019
sparefoot.com
Blog Post
7 Tips For Moving on a Budget

This is a blog post offering tips and advice for readers who are getting ready to move and want to stay within a budget during the process.

May 30, 2016
sparefoot.com
Blog Post
How to Get the Best Price on a Moving Truck

This is a blog post that includes guidelines to implement to find a good deal on a moving truck.

January 18, 2018
insurancequotes.com
Article
Traffic crashes vs. congestion: Which costs more?

Article offering readers information on the cost of traffic crashes, as well as the costs of congestion.

January 17, 2012
insurancequotes.com
Article
Dad's in the driver's seat among driving instructors, insuranceQuotes.com poll shows

Article offering information for readers regarding driving instructors and auto insurance.

August 14, 2013
insurancequotes.com
Article
Five tips for finding a lost life insurance policy

Article offering tips for readers on ways to find a lost life insurance policy.

September 11, 2013
money.usnews.com
Article
8 Steps Before Taking Out a 401(k) Loan

Article with guidelines for readers to consider prior to borrowing from their 401(k).

June 6, 2018
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