Zina Kumok

I'm a personal finance writer specializing in student loans, retirement, saving, budgeting, credit, insurance and more.

Zina Kumok writes about paying off $28,000 worth of student loans in three years. She has been featured in DailyWorth, LifeHacker and Time. Her blog, Debt Free After Three, inspires educates people on how to save, budget and pay off their loans. A former sports writer, she has written for the Associated Press and has covered the New York Yankees, NBA Draft and Final Four. She also teaches workshops on budgeting, how to save money and how other people can pay off their loans. In her free time, she loves to play with her dog Lyra, read Nora Ephron and plan her latest European adventure.
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162
NewsRoom
guidevine.comArticle
NewsRoom
June, 24 2016
Ways to Plan for Your Holiday Spending
discover.comArticle
Ways to Plan for Your Holiday Spending
March, 30 2016
Baby Boomer
investopedia.comArticle
Baby Boomer
January, 19 2016
How to Save Money on Medical Expenses, Deal With Medical Debt & Negotiate Your Bills
frugalbeautiful.comArticle
How to Save Money on Medical Expenses, Deal With Medical Debt & Negotiate Your Bills
January, 11 2016
How to Discuss Philanthropy with Financial Advisory Clients
investopedia.comArticle
How to Discuss Philanthropy with Financial Advisory Clients
January, 11 2016
Socially Responsible Investment - SRI
investopedia.comArticle
Socially Responsible Investment - SRI
A Beginner’s Guide To Understanding Your Credit Score
frugalbeautiful.comArticle
A Beginner’s Guide To Understanding Your Credit Score
January, 7 2016
Top Books To Read When You’re Getting Out of Debt
frugalbeautiful.comArticle
Top Books To Read When You’re Getting Out of Debt
January, 6 2016
A New Year and New Opportunities — Are You Ready?
kwhs.wharton.upenn.eduArticle
A New Year and New Opportunities — Are You Ready?
January, 4 2016
Critical Illness Insurance: Who Needs It?
investopedia.comArticle
Critical Illness Insurance: Who Needs It?
January, 4 2016
How Are 401(k) Withdrawals Taxed for Nonresidents?
investopedia.comArticle
How Are 401(k) Withdrawals Taxed for Nonresidents?
July, 8 2017
Healthcare Planning: What Medicare Will Cost in Retirement
investopedia.comArticle
Healthcare Planning: What Medicare Will Cost in Retirement
December, 31 2015
5 Financial Resolutions for 2016
frugalbeautiful.comArticle
5 Financial Resolutions for 2016
December, 28 2015
Top Social Media Tips for Financial Advisors
investopedia.comArticle
Top Social Media Tips for Financial Advisors
December, 28 2015
Why You'll Probably Spend Less as You Age
investopedia.comArticle
Why You'll Probably Spend Less as You Age
December, 28 2015
How to Mess Up Retirement and Not Even Know It
investopedia.comArticle
How to Mess Up Retirement and Not Even Know It
August, 14 2017
How to Reduce Real Estate Investment Taxes
investopedia.comArticle
How to Reduce Real Estate Investment Taxes
December, 14 2015
8 Best Delivery Services for Last-Minute Christmas Gifts
gobankingrates.comArticle
8 Best Delivery Services for Last-Minute Christmas Gifts
December, 1 2017
Estate Taxes: How to Calculate Them
investopedia.comArticle
Estate Taxes: How to Calculate Them
December, 10 2015
What You Should Be Buying On Amazon
frugalbeautiful.comArticle
What You Should Be Buying On Amazon
December, 9 2015
College Expenses: How Much Money Do You Really Need?
lendingtree.comArticle
College Expenses: How Much Money Do You Really Need?
April, 26 2017
Estate Taxes: Who Pays What? And How Much?
investopedia.comArticle
Estate Taxes: Who Pays What? And How Much?
December, 7 2015
Your Income Tax: 3 Little-Known Ways to Reduce It
investopedia.comArticle
Your Income Tax: 3 Little-Known Ways to Reduce It
December, 10 2015
DEFINITION of 'IRS Publication 560: Retirement Plans for Small Business (SEP, SIMPLE and Qualified Plans)'
investopedia.comArticle
DEFINITION of 'IRS Publication 560: Retirement Plans for Small Business (SEP, SIMPLE and Qualified Plans)'
December, 3 2015
Who Knew the Job of a Prosecutor Looks Nothing Like “Law & Order?”
kwhs.wharton.upenn.eduArticle
Who Knew the Job of a Prosecutor Looks Nothing Like “Law & Order?”
December, 1 2015
Here's How to Deduct Your Stock Losses From Your Tax Bill
investopedia.comArticle
Here's How to Deduct Your Stock Losses From Your Tax Bill
February, 6 2018
Don’t Go Broke This Holiday Season
finance.yahoo.comArticle
Don’t Go Broke This Holiday Season
November, 17 2014
How to Make the Holidays Less Stressful
dailyworth.comArticle
How to Make the Holidays Less Stressful
November, 20 2015
5 Ways to Find Money for What You Really Love
gobankingrates.comArticle
5 Ways to Find Money for What You Really Love
November, 16 2015
Is Your Small Business Ready for a Loan?
lendingtree.comArticle
Is Your Small Business Ready for a Loan?
November, 12 2015
Top Ways to Deduct Medical Insurance Premiums for the Self-Employed
investopedia.comArticle
Top Ways to Deduct Medical Insurance Premiums for the Self-Employed
November, 10 2015
457 Plans and 403(b) Plans: A Comparison
investopedia.comArticle
457 Plans and 403(b) Plans: A Comparison
December, 18 2017
Jump Start the Holiday Shopping Season by Saving
blog.navyfederal.orgArticle
Jump Start the Holiday Shopping Season by Saving
November, 4 2015
What My Immigrant Family Taught Me About Money
dailyworth.comArticle
What My Immigrant Family Taught Me About Money
October, 30 2015
October 27, 2015
frugalbeautiful.comArticle
October 27, 2015
October, 27 2015
The Hottest Jobs for Today’s College Grads
investopedia.comArticle
The Hottest Jobs for Today’s College Grads
August, 8 2016
Retirement Plan Options for Small Businesses
investopedia.comArticle
Retirement Plan Options for Small Businesses
October, 23 2015
A Bank Account Is Your First Step to Financial Freedom
kwhs.wharton.upenn.eduArticle
A Bank Account Is Your First Step to Financial Freedom
October, 21 2015
Cómo crear presupuestos para tomar el control de tu dinero
pre.knowledgeatwharton.com.esArticle
Cómo crear presupuestos para tomar el control de tu dinero
October, 17 2015
La startup de Silicon Valley que comenzó con Legos y una necesidad del mercado
pre.knowledgeatwharton.com.esArticle
La startup de Silicon Valley que comenzó con Legos y una necesidad del mercado
October, 17 2015
Charity or Retirement Saving: Which to Prioritize?
investopedia.comArticle
Charity or Retirement Saving: Which to Prioritize?
October, 9 2015
What To Do When You Start Over In A New City
frugalbeautiful.comArticle
What To Do When You Start Over In A New City
October, 8 2015
Don't Expect a Social Security COLA in 2016
investopedia.comArticle
Don't Expect a Social Security COLA in 2016
October, 5 2015
How to Find Wealthier Financial Advisory Clients
investopedia.comArticle
How to Find Wealthier Financial Advisory Clients
August, 23 2017
Bid Wanted In Competition - BWIC
investopedia.comArticle
Bid Wanted In Competition - BWIC
October, 1 2015
Roth IRA Conversion
investopedia.comArticle
Roth IRA Conversion
September, 30 2015
How to Guard Yourself Against Identity Theft
investopedia.comArticle
How to Guard Yourself Against Identity Theft
September, 30 2015
Should You Really Give Up Your Lattes? Is A Gym Membership A Waste Of Money? What’s Frugal-Smart & What’s Not
frugalbeautiful.comArticle
Should You Really Give Up Your Lattes? Is A Gym Membership A Waste Of Money? What’s Frugal-Smart & What’s Not
September, 28 2015
Finding The Perfect Bridal Accessories
thebudgetsavvybride.comArticle
Finding The Perfect Bridal Accessories
September, 25 2015
The 10 Most-Expensive States for Long Term Care
investopedia.comArticle
The 10 Most-Expensive States for Long Term Care
September, 22 2015
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