Zina Kumok

I'm a personal finance writer specializing in student loans, retirement, saving, budgeting, credit, insurance and more.

Zina Kumok writes about paying off $28,000 worth of student loans in three years. She has been featured in DailyWorth, LifeHacker and Time. Her blog, Debt Free After Three, inspires educates people on how to save, budget and pay off their loans. A former sports writer, she has written for the Associated Press and has covered the New York Yankees, NBA Draft and Final Four. She also teaches workshops on budgeting, how to save money and how other people can pay off their loans. In her free time, she loves to play with her dog Lyra, read Nora Ephron and plan her latest European adventure.
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Published Content

162
guidevine.com
Article
NewsRoom
June, 24 2016
discover.com
Article
Ways to Plan for Your Holiday Spending
March, 30 2016
investopedia.com
Article
Baby Boomer
January, 19 2016
frugalbeautiful.com
Article
How to Save Money on Medical Expenses, Deal With Medical Debt & Negotiate Your Bills
January, 11 2016
investopedia.com
Article
How to Discuss Philanthropy with Financial Advisory Clients
January, 11 2016
investopedia.com
Article
Socially Responsible Investment - SRI
January, 8 2016
frugalbeautiful.com
Article
A Beginner’s Guide To Understanding Your Credit Score
January, 7 2016
frugalbeautiful.com
Article
Top Books To Read When You’re Getting Out of Debt
January, 6 2016
kwhs.wharton.upenn.edu
Article
A New Year and New Opportunities — Are You Ready?
January, 4 2016
investopedia.com
Article
Critical Illness Insurance: Who Needs It?
January, 4 2016
investopedia.com
Article
How Are 401(k) Withdrawals Taxed for Nonresidents?
July, 8 2017
investopedia.com
Article
Healthcare Planning: What Medicare Will Cost in Retirement
December, 31 2015
frugalbeautiful.com
Article
5 Financial Resolutions for 2016
December, 28 2015
investopedia.com
Article
Top Social Media Tips for Financial Advisors
December, 28 2015
investopedia.com
Article
Why You'll Probably Spend Less as You Age
December, 28 2015
investopedia.com
Article
How to Mess Up Retirement and Not Even Know It
August, 14 2017
investopedia.com
Article
How to Reduce Real Estate Investment Taxes
December, 14 2015
gobankingrates.com
Article
8 Best Delivery Services for Last-Minute Christmas Gifts
December, 1 2017
investopedia.com
Article
Estate Taxes: How to Calculate Them
December, 10 2015
frugalbeautiful.com
Article
What You Should Be Buying On Amazon
December, 9 2015
lendingtree.com
Article
College Expenses: How Much Money Do You Really Need?
April, 26 2017
investopedia.com
Article
Estate Taxes: Who Pays What? And How Much?
December, 7 2015
investopedia.com
Article
Your Income Tax: 3 Little-Known Ways to Reduce It
December, 10 2015
investopedia.com
Article
DEFINITION of 'IRS Publication 560: Retirement Plans for Small Business (SEP, SIMPLE and Qualified Plans)'
December, 3 2015
kwhs.wharton.upenn.edu
Article
Who Knew the Job of a Prosecutor Looks Nothing Like “Law & Order?”
December, 1 2015
investopedia.com
Article
Here's How to Deduct Your Stock Losses From Your Tax Bill
February, 6 2018
finance.yahoo.com
Article
Don’t Go Broke This Holiday Season
November, 17 2014
dailyworth.com
Article
How to Make the Holidays Less Stressful
November, 20 2015
gobankingrates.com
Article
5 Ways to Find Money for What You Really Love
November, 16 2015
lendingtree.com
Article
Is Your Small Business Ready for a Loan?
November, 12 2015
investopedia.com
Article
Top Ways to Deduct Medical Insurance Premiums for the Self-Employed
November, 10 2015
investopedia.com
Article
457 Plans and 403(b) Plans: A Comparison
December, 18 2017
blog.navyfederal.org
Article
Jump Start the Holiday Shopping Season by Saving
November, 4 2015
dailyworth.com
Article
What My Immigrant Family Taught Me About Money
October, 30 2015
frugalbeautiful.com
Article
October 27, 2015
October, 27 2015
investopedia.com
Article
The Hottest Jobs for Today’s College Grads
August, 8 2016
investopedia.com
Article
Retirement Plan Options for Small Businesses
October, 23 2015
kwhs.wharton.upenn.edu
Article
A Bank Account Is Your First Step to Financial Freedom
October, 21 2015
pre.knowledgeatwharton.com.es
Article
Cómo crear presupuestos para tomar el control de tu dinero
October, 17 2015
pre.knowledgeatwharton.com.es
Article
La startup de Silicon Valley que comenzó con Legos y una necesidad del mercado
October, 17 2015
investopedia.com
Article
Charity or Retirement Saving: Which to Prioritize?
October, 9 2015
frugalbeautiful.com
Article
What To Do When You Start Over In A New City
October, 8 2015
investopedia.com
Article
Don't Expect a Social Security COLA in 2016
October, 5 2015
investopedia.com
Article
How to Find Wealthier Financial Advisory Clients
August, 23 2017
investopedia.com
Article
Bid Wanted In Competition - BWIC
October, 1 2015
investopedia.com
Article
Roth IRA Conversion
September, 30 2015
investopedia.com
Article
How to Guard Yourself Against Identity Theft
September, 30 2015
frugalbeautiful.com
Article
Should You Really Give Up Your Lattes? Is A Gym Membership A Waste Of Money? What’s Frugal-Smart & What’s Not
September, 28 2015
thebudgetsavvybride.com
Article
Finding The Perfect Bridal Accessories
September, 25 2015
investopedia.com
Article
The 10 Most-Expensive States for Long Term Care
September, 22 2015
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